The Best Art Schools In America

Of the thousands of art schools in America, a few stand out in the art world as the best schools based on academic value. Some are dedicated art schools and some are colleges of general education with outstanding departments.Rhode Island School of Design enjoys the highest profile in art and design, and superlative respect among experts in the art world. A student with a degree from RISD will have their resume’ moved to the top of the pile. It is, however, not without substantial investment. At an average cost of over 100,000.00 per year, only the very serious artist major need apply. That may, in fact, be a large part of the respect given to graduates of this school.Yale University, already one of the most respected centers of education in America, also enjoys the status of having one of the best art schools in America for undergraduate work. Yale offers courses for several areas of visual art and techniques, as well as art history – a firm foundation for more intense graduate work.The Art Institute of Chicago offers one of the most unique opportunities for interpolation of art education and history to be found. AIC is actually located INSIDE one of America’s finest museums offering an outstanding experience for those who relish saturation in their passion and discipline.Cranbrook Academy of Art, located in southeast Michigan north of Detroit, has developed its reputation for modernism in architecture as well as many other genres in the field.At Maryland Institute College of Art the primary focus (no pun intended), is on visual arts such as graphic design, illustration, animation, and video film. A graduate from MICA applying at Pixar or Disney would be well positioned for serious consideration.Virginia Commonwealth University, a public college, offers some eighteen undergraduate majors from fine arts to many of the modern forms of digital and design. This is a quality education at a more affordable price. But, it’s not a shoe-in. Entrance is moderately difficult, so this is not for the student tenuous about a career in this field.California Institute of the Arts is well-known as the first academy to offer programs in both visual and performing arts. This only makes sense since Hollywood is the entertainment industry’s capital. Majors are offered in fine arts, theater, dance and music.Carnegie Melon University College of Art offers a well-rounded choice in schools of Art, Architecture, Design, Drama, and Music commensurate with CMU’s overall reputation.University of California Los Angeles (UCLA) offers possibly the most interesting variety in majors at their School of Arts and Architecture. Majors in World Arts and Cultures, Ethnomusicology, and Urban Design are definitely for out-of-the-box thinkers looking for highly specialized careers.Art Center College of Design, a private college located in Pasadena, CA, originally built its reputation as a vocational school. It still maintains a real-world focus on craftsmanship, technique and professionalism. If practical skills and abilities are your goals, Art Center’s roads to real-life clients such as Nike and Disney have earned it a position as one of the 11 best design schools in America.

Auto Insurance Does Not Mean The Same Things To People In The Financial Profession

It is amazing how much literature has been written about the car insurance business online. The main approach in use by the bulk of the writings is in the direction of selling car insurance, rather than offer it in the proper context of insurance product or ‘a product to protect your assets and wealth.’ That is why when searching for the phrase ‘auto insurance’ a large number of websites emerge with the ‘selling’ phrases like affordable auto insurance, or cheap auto insurance or low cost auto insurance.In the early part of 2011 and according to Google AdWords there were 8,100; 74,000; 9,900 monthly searches for the above key phrases, respectively. On the other hand, there were only 110 searches for the phrase ‘reliable auto insurance’, 170 searches for ‘quality auto insurance’, and 8,100 for ‘top auto insurance companies.’ It is rather easy to conclude that most of the searches on line are about price, not quality of insurance.A basic principle in marketing is to understand what people ‘want’ and design and package your product or service to meet what the folks want. Looking at those numbers we can tell that most people want cheap auto insurance. As a marketer, if you design any campaign without considering that analysis you may eventually flunk the marketing tests, close your website and go do something else.So what’s the difference between auto insurance polices? From a ‘financial planning viewpoint’ car insurance comparison should never be based on price only, and perhaps most people agree that cheap insurance is not necessarily the best car insurance. But what most people do not know is that an insurance policy with the best rated company may also be one of the most problematic contract. An auto insurance policy should be compared in reference with three factors:1. Price: of course the cheaper the better.2. Company Rating: Non standard companies are more flexible than their standard or preferred counterparts with regard to past violations found on the MVR activities of the drivers and the credit score of the car insurance applicants. However, non standard companies are harsher than others in customer service and paying claims. Most of complains come from non standard insurance companies. While preferred companies do not hesitate to quickly pay for smaller claims suck as seven or eight thousand dollars claim, or even little more; all companies from top to bottom will try to examine the application to see if they have to or do not have to pay a $100,000 claim.3. Liability Limits. This is the most ignored, least understood, but is the most important aspect of the policy which affect customers during time they need the insurance. It measures how much protection you have in the event you get sued. A professional financial advisor will never ever sell you an auto insurance policy at low limits if he/she has enough information that you and your spouse have enough wealth to be sued for in the event that you or a family household member cause a major auto accident and your car insurance pays the maximum on the policy which turns out not to be enough.There are many insurance policies sold with superior insurance companies at the lowest liability limits mandated by the state. In the State of Illinois these limits are 20/40/15, which means that in the event you cause an accident that is your fault and you get sued by others, then your company will pay to others on your behalf no more than $20,000 for bodily injury for one person, no more than $40,000 for bodily injury for all other people in the accident, and a maximum of $15,000 for any and all property damage you case in that accident. If you are a business owner and you cause a major accident resulting in a unbeaten lawsuit of $300,000 and your insurance company maxed the payment on the policy and paid $20,000, the difference of $280,000 will have to come from your own money!Financial Planners and Auto Insurance Marketers Are Not in HarmonyFinancial planners are not in harmony with insurance marketers about the weight that needs to be placed on limits of liability in auto insurance. Marketers like to stress the aspects of price and company rating, while financial planners like to stress the importance of liability limits first, then company rating second, and perhaps price at a later stage.Although financial planners and auto insurance marketers have the common goals of maximizing their earnings while providing their services, the scope of their operations is different. Auto insurance marketers make their money by selling as many polices as they can have. The marketer does his best to make as many sales as possible, hence making small amount of money on too many policies sold. Financial planners work differently as they try to make big money from each of the few number of customers they have. Selling an auto policy is not the primary concern of a financial planner, but for him or her auto insurance is one of the fundamental subjects of the financial planning process.Car insurance agents look at auto insurance as a way to protect the car itself in the event of theft, fire or another loss, besides the fact that it’s the law. Financial planners look at auto insurance as an integral part of their clients risk management process. To the financial planner an auto policy is not to repair the car in the event of loss, but is mainly about protecting the assets and wealth of the insured, especially against potential lawsuits.Some auto insurance marketers would even suggest to cut down on liability insurance as a way to save money. No sound financial planner will ever make such a suggestion. No way!When does height matter?How high your liability limits should be is the main issue that should prevail when you buy car insurance. You probably need only the minimum liability limits mandated by the states if /when(1) you shopped for higher limits and could not afford it, (2) your current assets or wealth is not big enough to expose you to further lawsuits in the event of at fault auto accident. (3) you are a high risk driver where no one else wants to insure you except at the minimum limits. But, if you have certain amounts of assets and wealth, or is expected to have sizable assets or wealth, then you need to worry about the height of your liability limits.What about if you are not wealthy with plenty of assets? Even for people with little or no wealth, the height of liability limits should be much of a concern to them. This is due to the fact that liability insurance contains certain coverages to pay for your bodily injuries in the event that you get hit by a vehicle that is legally uninsured, or is insured but the insurance on that vehicle was not enough to cover your bodily injuries. According to the Insurance Research Council, approximately 15% to 17% all drivers in the United States are uninsured. Coverages for Uninsured Motorist (UM) and Underinsured Motorist (UIM) vary from states to states with regard to their mandatory status and limit amounts. In Illinois UM is mandatory at the limits of $20,000 for bodily injury per person and $40,000 for bodily injury per accident. Underinsured motorists coverage is not mandatory in Illinois but insurance companies must offer it to clients for policies issued with liability over the state limits. Clients can still reject to have higher uninsured/ underinsured motorists but it must be in writing. As you can see, your liability only policy provides coverage for your bodily injuries, and making sure that you have high limits on both liability, UM and UIM can have tremendous effect on your life.

How to Become a Digital Marketing Consultant in 2018

How computers have changed our lives: today we cannot do without computers. Computers are used for a variety of chores. Perhaps one cannot come to the end of a list when it comes to the computers influencing a man’s life. Computers are able to perform a task far quicker than an average person can perform. Computers help us by saving data in the form of a soft copy thus giving us relief from handling heavy files with loads and loads of information. Computers are great multi-taskers carrying out a multitude of tasks in various forms. Over the internet, people from various parts of the world meet and exchange their viewpoints over a common platform.

A digital marketing company creates a topic of discussion about your company and its products and services on the various social media websites. The online marketing company increases direct sales after helping to generate internet among the masses. A strong online presence guarantees sales and returns on revenues. These days owning a website and leaving it at that is just not the correct thing to do. There has to be taken appropriate and conscious measures to get the town talking about your product. Basically, internet marketing means the canvassing of your company’s goods and services through the various electronic media. The use of social media is a whole lot different from the traditional mode of marketing. There are various modes of digital marketing like wireless text messaging, mobile instant messaging, mobile apps, podcasts, electronic billboards etc.

Digital marketing is such a sort of marketing which is possible even when you are on the move. Today online web marketing is all about communication with your clients. Letting your clients know that their opinion rule in the making of any future policies is the top priority of any company. Previously, the companies used to let out that bit of information about their products to their customers, which they deemed as important. Today the customer is king. They discuss a particular product on the social media platforms and study the net for gaining valuable information on it. They are more prone to depend on the opinion of their relatives, friends, and peers than the opinion expressed by the company.

How is digital marketing faring: it can be said that competition is stiff for the digital internet marketers. What with the availability of the different channels of marketing within easy reach, it is tough for the digital marketers to grab the attention of the audience away from that of his rivals. Moreover, it is quite a tough job to correlate the vast amount of data, which is left behind by the consumers. It is always difficult to arrive at correct marketing strategies derived from the studies of exploding data volumes. With an average of thirty to thirty percent of a company’s budget allotted to digital marketing, it is a very important part of the marketing game. Digital marketing applies the trick to reach across the correct message to the correct person at the correct time. And, to top it all the google analytics supplies the solution to providing valuable information insight into the winning marketing strategies. Get trained as a digital e-commerce marketing expert from any digital marketing training institutes.